My name is Vipin Khandelwal. I am here to enable individual investors such as you to take a structured approach to finances and investments which not only saves you money but also super powers your investments.
I have worked for over fourteen years now in business & financial analysis, financial planning education and investment advisory.
During my work I got a chance to work with hundreds of individuals in helping them to make smarter decisions with money. I have to confess, this was deeply fulfilling.
Now, if you talk about financial literacy, it’s really a sorry state out there.
Due to lack of right knowledge and tools, several people burn their fingers, make serious investment mistakes, chase wrong ideas, buy exotic products with a singular focus on returns.
They get sold rogue insurance policies by bank relationship managers. Surprisingly, no one escapes this – be it the HNI or an office executive. In fact, those with more money are more prone.
I have pledged myself to enable individuals to see through the farce and help them save their money from the unscrupulous intermediaries as well as themselves.
The effort is to help individuals become more aware and smarter with their finances and investments.
Leading this effort is this blog where I share with you simple and actionable ideas on money and investments. (Most of my investment related writing is now on Unovest).
On Unovest(www.unovest.co) I am putting the content, that you read here, into action. There is a blog, a free course on investing basics – Investing 101, a premium action oriented Money Master course and an online direct plan investing platform.
I hate to use fancy terms or jargon!
I share my experiences and learnings including from those who have done it before. There are questions for you to think about, to help you assess your current situation in true light and then take critical steps to move towards your goals.
Read my posts and if you feel you too want to benefit from specific advice for your individual needs then you can engage me in one-to-one personalised advisory services.
From rank beginners in their career and investing to those about to retire – from zero in savings to a multi-crore portfolio, everyone benefits from good financial advice. Know more here.
“What makes you qualified to do so?”, you ask.
I happened to do my MBA. I am registered with Securities & Exchange Board of India (SEBI) as an ‘Investment Adviser‘. My registration number is INA000003643 valid till Oct 13, 2020.
Yet, I believe, my biggest qualification is my experience and what I have learnt in all these years. Having worked with over 500 individuals on their financial and/or career goals, I believe I have something valuable to share with you.
And some of them believe that it was really a help.
Here’s what Nakul Gupta, Sales Director, South Asia at GE Aviation has to say:
I first got acquainted with Vipin over a decade ago when he was a part of the financial advisory firm I had enlisted for my personal finances. I am privileged to have him as my Financial Advisor and in many ways, my life coach!
Vipin’s greatest strengths are in-depth research and communication skills. Being a voracious reader and natural networker, he has a vast body of knowledge to draw upon while proposing financial solutions to meet one’s goals. He particularly endears to me due to his simple demeanour and “genuine” intent to help rather than pursue any selfish vested interest. When he makes recommendations, they are never based on gut feel, rather are data backed and emerge as the outcome of weighing pros and cons of several potential options.
As is evident from his blog, his writings are easy on the eye and stimulating for the brain. He is equally lucid in verbal prose. He explains his thoughts in a simple, straight-forward manner that is easy to comprehend.
In the past few weeks itself, he has helped me make subtle changes to my portfolio (including loans, insurance, mutual funds, debt funds and real estate) to yield significant benefits in the short and long term. Further, he has enlightened me on many new books, apps, etc not just in the financial domain. Thank you Vipin for becoming a precious partner in my success!
Also, Usha Malik, Asst Vice President, Patent Research and Analytics Services at CPA Global has to say…
It was a pleasure knowing Vipin. My husband Rakesh and I got our savings planned and gained a lot of knowledge about best planning to assure a good future and Vipin deserves the credit for all of this. Right from when we started interacting with him, we found that he was extremely polite, pleasant and was able to understand our planning needs very well. He is an expert in his field and his advice has always been timely, well researched and good. He is good at his business and we will fondly remember our interactions with him.
If you wish to read more of such, click here or visit my Linkedin Profile.
Have any questions on your mind?
If you are looking for specific advice on your money or investments, a trusted partner who you can talk to, or any other questions, feel free to get in touch with me at email@example.com. I am happy to help.
Thanks for being here and reading this.