Always trust your banker and other advice

April Fools day

The new financial year starts today. It is a day to make new beginnings.

Today, I would like to share with you all that I learnt about investing in all these years. It worked for me, I hope it works for you too.

Here’s myMaster List.

Remember, if an investment is not offering you a guaranteed return, then just ignore it. Risk is for losers. I need certainty. 

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Banking – money vs money

I noticed the Change.org petition initiated by a group of citizens to stop banks from fleecing the customers in the name of increased charges. The petition is addressed to the RBI Governor and the Minister of Finance.

RBI Governor: Please Stop Banks Fleecing us Depositors!

Of course, you and I are not happy in the way banks go about secretly levying charges on us by signing us up for services that we don’t want or have not asked for.

They expect us to maintain minimum account balances even in savings account and by chance, when we fail at times, they promptly slap the penalty. There is no communication, not even an email or SMS, warning us in advance about the same.

But when an EMI becomes overdue, you find collection agents issuing threats and the very next, standing at your door.

There is no escape, the barbarians are at the gates.

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