Trust

  • Do you feel that you approach towards your money is not structured?
  • Do you feel constrained for time or effort to make the right investment decisions?
  • Do you feel you have not been getting the right advice and you cannot trust your agent/advisor?
  • Do you feel you can do better with your money and investments?

I would say do not ignore these feelings.

Get in touch with me. Let’s do a brief chat over phone, Skype or in person, as you feel comfortable and see what can be done better to make your money work better for you. This is totally without any obligation.

Drop me a message via email to vipin (at the rate) vipinkhandelwal (dot) com. (all without brackets or spaces).


Vipin is a Registered Investment Adviser with SEBI. Vipin’s purpose is to help individuals manage their money in one with their goals, risk appetite and time horizon.

The services offered include Comprehensive Financial Planning, Investment advisory and mutual fund recommendations.

Vipin approach is based on trust and a deep understanding of your needs.

Here is what a few clients have to say about him and his approach.

Nakul Gupta, Sales Director, South Asia at GE Aviation, Singapore says

I first got acquainted with Vipin over a decade ago when he was a part of the financial advisory firm I had enlisted for my personal finances. I am privileged to have him as my Financial Advisor and in many ways, my life coach!

Vipin’s greatest strengths are in-depth research and communication skills. Being a voracious reader and natural networker, he has a vast body of knowledge to draw upon while proposing financial solutions to meet one’s goals. He particularly endears to me due to his simple demeanour and “genuine” intent to help rather than pursue any selfish vested interest. When he makes recommendations, they are never based on gut feel, rather are data backed and emerge as the outcome of weighing pros and cons of several potential options.

As is evident from his blog, his writings are easy on the eye and stimulating for the brain. He is equally lucid in verbal prose. He explains his thoughts in a simple, straight-forward manner that is easy to comprehend.

In the past few weeks itself, he has helped me make subtle changes to my portfolio (including loans, insurance, mutual funds, debt funds and real estate) to yield significant benefits in the short and long term. Further, he has enlightened me on many new books, apps, etc not just in the financial domain. Thank you Vipin for becoming a precious partner in my success!

 

Sanjeev Arora, Head – Supply Chain Management at American Tower, Gurgaon

Before meeting Vipin in his earlier Kalkaji office, New Delhi, sometime in 2006, I used to invest a lot in FDs and NSCs and considered them to be an effective money multiplier.. feeling happy. However, thinking horizon was limited. The entire rationale got changed after understanding what is SIP, financial planning for individuals, goals setting, expectations and how easy is to meet them in a planned manner with few simple but committed actions.

Mutual funds investments are absolutely safe and has a major role to play in financial future planning of individuals ageing 16 to 60 irrespective of what profession they are in, salaried or business or even retired. In fact, no other option is left.. One should talk to an expert and understand it today; sooner the better.

My finance portfolio got transformed after meeting Vipin, even after passing through 2 significant market crashes and recession phases, it withstood well and kept paying a handsome return. Mutual fund Investment with long term plan, meticulous and with patience will pay us more than we expect from it, that is what I have experienced in last 9 years. Enjoying it further…

It will not be fair if I do not thank Vipin for doing almost everything for my financial planning with his HONEST advises. Now I know what do I want, how it can be achieved and by when.

 

Dipanjan Das, Director – Business Operations, Pearl Academy (Laureate Education)

I have known Vipin as a financial advisor for more than a decade. An astute professional, Vipin brings to the table supreme competency, understanding of the business environment & business drivers, unflinching responsiveness to the customer and a supreme skill to craft a financial plan that stood for me year after year, every time. I am making a very binary statement here. I have always gained from Vipin’s advice and attribute his advice to be a major factor in my asset building activities over all these years.

 

Vaddadi Kartick, Software Engineer at Google, Bangalore says

I have been working with Vipin for a few months, and have been impressed by his knowledge and advice, and by his tendency to share his insights with people who aren’t paying him, on his blogs, as opposed to people who have a zero-sum view of the world.

Vipin is analytical and data-driven, and is ready to say that he doesn’t know something when he doesn’t, rather than blustering his way through.

Vipin has been helping me improve my investments, insurance, financial planning, retirement planning and managing my expenses. While I’m most knowledgeable about investments, I realised that I was overpaying for insurance, and Vipin saved me ₹93K in the first month, much more than his annual fee.

I know a lot about investing, but still benefitted significantly from Vipin’s advice. I think that no matter how good you are at investing, you’ll benefit from an expert’s advice.

 

Piyush Dhimate, Specialist – Product Development at FIS

I had a financially empowering experience with Vipin. I was pretty much confused when I had decided to invest in Mutual funds but Vipin along with Unovest’s goal oriented approached help me invest the right amount at the right place and most importantly for a purpose. As I communicated the many questions I had, I could see how deep Vipin’s financial assessments ran. At this point in time, my decision to seek his professional advice has given a good kick start for my investments.

 

Sahil Wadhwa, Lead Application Developer at Equal Experts 

I had been a victim of bad financial advice from friends and family until I accidentally landed on blogs by Vipin on Unovest. My financial strategy has totally changed after that. Genuine and thought-full advice which I get through Unovest along with its unique reporting features gives me more comfort & control about where my money is going and how it’s performing. Now I am moving to do all my transaction and tracking from Unovest only. This trust with Vipin & Unovest has actually encouraged me to double my investments since last year so as to secure my future financially.

 

If you are looking for a trusted Investment Adviser or Financial Planner for yourself, do consider Vipin’s financial planning and advisory services.